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Understanding who may benefit from Social Security disability

Injured workers and other individuals suffering from a disability may be able to claim Social Security Disability (SSD) benefits which can help them with some of their everyday costs and expenses when they are unable to work. The Social Security Administration (SSA) maintains a list of medical impairments that qualify for Social Security Disability benefits. If the disabled individual suffers from a medical condition that is not on the list, they may still qualify for benefits based on other guidelines used to establish their disabling medical condition.

In general, to qualify for Social Security Disability benefits, the disabled individual must suffer from a physical or mental medical condition that is severe enough that it prevents them from working. The medical condition the disabled individual suffers from must be expected to last for 12 months or longer or result in death. The disabled individual must also have sufficient work history to qualify for SSD benefits but other options for disability benefits may be available through the SSA if they lack the necessary work history to qualify.

SSA's list of medical impairments that qualify for SSD benefits include musculoskeletal problems; sense and speech issues; respiratory illnesses; cardiovascular conditions; digestive tract problems; neurological disorders; blood disorders; mental disorders; and immune system disorders. The SSA also maintains a Compassionate Allowances list of medical conditions that receive expedited claims processing because they are considered so severe as to warrant such processing. Some of the types of medical conditions on the SSA's list of impairments may be suffered in the workplace.

Social Security Disability benefits can be helpful with the challenges disabled individuals, whether injured in the workplace or otherwise, suffer. As a result, it is important for disabled individuals to be familiar with how to qualify for SSD benefits which may help them and their families with the struggles they face each day because of their disability.

Source: SocialSecurity.findlaw.com, "Medical Conditions that Qualify You for Disability Claims," Accessed June 2, 2017

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