Going to work should never be a dangerous activity. Yet, for many New Yorkers it is. These hardworking men and women rely on the government and their employers to provide them with the safest working conditions possible. When they fail to do so, these workers can be left subjected to hazardous conditions that can prove deadly, as evidenced by two recent fatalities in Manhattan.
Some workers' compensation claims are very clear and severe. According to The Insurance Journal, overexertion (pulling a muscle) and falls are the top sources of injuries on the job. These happen in a single incident, and the bodily harm is usually immediate and undoubtedly attributable to the accident.
The onset of an unexpected medical condition can turn an individual's life upside-down. Not only may he or she be faced with extensive medical expenses, but his or her health may decline to the point where he or she is unable to work. Without a wage, these disabled individuals can struggle to pay their bills and keep food on the table. This is wholly unacceptable, which is why the Social Security disability system exists. When successfully claimed, SSD benefits can provide monthly compensation to help disabled individuals find the financial security they need and deserve.
Whether you are born with a disability or acquired one during life, chances are that it presents some challenges to your life. Suffering from a mental condition can completely disrupt an individual's life. He or she may struggle to maintain healthy relationships, obtain an education and find and hold employment. Under these circumstances, individuals may find themselves facing difficulty not only in paying their medical expenses but also their living expenses. Social Security disability seeks to provide relief to these individuals, but they, like other SSD claimants, must show that they meet the federal requirements necessary to be deemed disabled.
Injuries can fall anywhere on a large spectrum from relatively minor and non-life-altering, such as minor bruises, to those that can completely alter an individual's life. The latter types of injuries can leave a victim with not only extensive physical limitations but also emotional turmoil, which can be exacerbated by financial hardship. This financial hardship can be caused by massive medical expenses and lost wages due to an inability to work. At least with regard to this aspect, there is good news in that these individuals may be able to recover Social Security disability benefits.
If you or a loved one sustains an injury on the job and cannot work, benefits may be available. Many individuals are aware of workers' compensation and SSDI. However, not everyone understands how they work separately as well as together.
Employees across the nation face unpleasant events in the workplace. Some of this could seriously impact their lives, such as a serious accident. A workplace accident can leave an individual with significant injuries, requiring him or her to incur extensive medical expenses and lost wages. As burdensome as this can be, it pales in comparison to the losses suffered by family members that lost a loved one in an on-the-job accident. In addition to the emotional pain and suffering they may face, these surviving family members can face extensive financial losses that can affect them both short and long-term.