Jonathan H. Poznansky, Attorney at Law

Family members may receive SSD benefits on your claim

If you suffer from a disability that leaves you unable to work, then you've likely tried to find out as much as possible about Social Security disability benefits. These benefits, if successfully recovered, can provide you with financial relief that allows you to focus on obtaining the treatment you need to manage your disability. Yet, as you probably know, your disability doesn't just affect you. Instead, it can have a ripple effect that affects your loved ones, too.

The good news is that these individuals may be able to recover disability benefits based on your condition, too. The Social Security Administration allows each family member to qualify for up to 50 percent of your disability claim rate, but there is cap put on the maximum amount of benefits that can be received by a family. The exact maximum dollar amount that can be received by a family is dependent upon a number of factors, including the value of your claim and the number of family members who also qualify for benefits under your claim, but the SAA estimates that in most cases families receive between 150 and 190 percent of the benefits awarded to the claimant.

These family members must meet a number of elements before they can qualify for benefits under your claim. For example, a child can only receive SSD benefits based on your claim if he or she is under the age of 18, age 18 or 19 and a full-time student, or older than 18 with a disability that began before the age of 22.

On its face, the Social Security disability system seems relatively straightforward. However, it is riddled with nuances. Depending on how these detailed issues are handled, you may either recover or miss out on much needed compensation. With so much at stake, you owe it to yourself to make sure you are fully prepared before pursuing an initial claim or an appeal of a denied claim. A skilled attorney can aggressively and diligently assist with this process.

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