Employees have a right to get paid after an injury at work keeps them from returning to their job. However, many people don’t take advantage of the benefits of workers’ compensation.
Here are a few of the most common reasons why.
Not notifying your employer
In New York, you can become ineligible for workers’ compensation benefits if you don’t notify your employer of the accident that happened within thirty days. To improve the legitimacy of your claim, it’s best to notify an employer straight away.
Some exceptions can be made for certain slow-developing injuries like PTSD or gradual hearing loss.
Failing to file immediately
You’ll be entitled to initial medical care by your employer once you are injured. However, the next step should be to have your employer document the injury and begin on the workers’ compensation claim process.
Not seeking medical care
In New York, you can choose to see a medical document recommended by your healthcare product. It’s important to select a doctor who you trust to give you an accurate diagnosis and treatment recommendation. This will be essential in getting your workers’ compensation approved.
From there, if you do not continue with your appointments, your benefits could be reduced or canceled altogether.
Failing to track all expenses
Workers’ compensation benefits can cover the costs that are associated with your work-related injuries. That could include lost wages, medications, rehabilitation costs, transportation costs, medical equipment and more, depending on your situation.
You should keep the receipts for all of these expenses to get accurately reimbursed.
Not seeking help
When a claim is denied, a settlement is too low or benefits are cut off, many people give up and pay the price for their injury themselves. This is the biggest mistake of all!
A Workers’ Compensation attorney can help you fight for your benefits and keep insurance companies from writing off a truly debilitating injury you got at work.