Jonathan H. Poznansky, Attorney at Law

Federal Longshore and Harbor Workers' Compensation Act coverage

For New Yorkers who work on or near the water, they may have concerns about whether they will receive compensation if they are injured on the job. This was a wide-ranging problem before the Federal Longshore and Harbor Workers' Compensation Act came into effect. Many workers might not be aware of how this law protects them. Understanding what the law says and who is covered by it is imperative when seeking benefits. It can also help to have legal advice immediately after the injury has occurred.

The LHWCA will give injured workers medical care, compensation and vocational rehabilitation if the injuries happened while they were working on the water in the U.S. If there is a fatality, dependents can receive payments if a work injury was the cause of the death. In general, an employer will be insured either through its own insurance or with a private company.

A key to getting benefits is knowing exactly who is covered by the LHWCA. For the injury to be covered, it must have happened on the water, on the pier, on the dock, in a terminal or other areas. If the worker is not a maritime worker, they may have coverage based on this law if they were doing their work while on the water or in an adjoining area when the injury took place.

Those who fall into these employment categories and are injured on the job should know that they are protected by this law. When there is a dispute over any matter related to their injuries or the compensation they are supposed to receive based on the Federal Longshore and Harbor Workers' Compensation Act, it may be wise to call a law firm experienced in workers' compensation.

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