[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.sicomplaw.com\/blog\/what-can-i-do-if-my-employer-doesnt-carry-workers-compensation-insurance-in-new-york\/#BlogPosting","mainEntityOfPage":"https:\/\/www.sicomplaw.com\/blog\/what-can-i-do-if-my-employer-doesnt-carry-workers-compensation-insurance-in-new-york\/","headline":"What Can I Do if My Employer Doesn\u2019t Carry Workers\u2019 Compensation Insurance In New York?","name":"What Can I Do if My Employer Doesn\u2019t Carry Workers\u2019 Compensation Insurance In New York?","description":"Most employers in New York are required by law to carry workers\u2019 compensation insurance, which covers medical bills and wage loss for those who\u2019ve been hurt on the job. But what happens when your employer doesn\u2019t have workers\u2019 compensation insurance or a self-insured program? If you\u2019re an injured worker who\u2019s worried about how you\u2019ll pay …

What Can I Do if My Employer Doesn\u2019t Carry Workers\u2019 Compensation Insurance In New York?<\/span> Read More \u00bb<\/a><\/p>","datePublished":"2023-06-12","dateModified":"2023-06-28","author":{"@type":"Person","@id":"https:\/\/www.sicomplaw.com\/blog\/author\/nmpsilaw1\/#Person","name":"Nappa, Monterosso & Poznansky, LLP","url":"https:\/\/www.sicomplaw.com\/blog\/author\/nmpsilaw1\/","identifier":5,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/67c5116577fa36d3b3d53ee734472f027052a59a1cb69c289dbc5eb4ceff4aa5?s=96&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/67c5116577fa36d3b3d53ee734472f027052a59a1cb69c289dbc5eb4ceff4aa5?s=96&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Nappa, Monterosso & Poznansky, LLP","logo":{"@type":"ImageObject","@id":"https:\/\/www.sicomplaw.com\/wp-content\/uploads\/2021\/07\/cropped-logo.png","url":"https:\/\/www.sicomplaw.com\/wp-content\/uploads\/2021\/07\/cropped-logo.png","width":486,"height":82}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sicomplaw.com\/wp-content\/uploads\/2023\/06\/female-construction-worker-helping-a-coworker-with-an-injured-wrist.jpg","url":"https:\/\/www.sicomplaw.com\/wp-content\/uploads\/2023\/06\/female-construction-worker-helping-a-coworker-with-an-injured-wrist.jpg","height":1254,"width":836},"url":"https:\/\/www.sicomplaw.com\/blog\/what-can-i-do-if-my-employer-doesnt-carry-workers-compensation-insurance-in-new-york\/","about":["Blog"],"wordCount":679,"articleBody":"Most employers in New York are required by law to carry workers\u2019 compensation insurance, which covers medical bills and wage loss for those who\u2019ve been hurt on the job. But what happens when your employer doesn\u2019t have workers\u2019 compensation insurance or a self-insured program? If you\u2019re an injured worker who\u2019s worried about how you\u2019ll pay for your medical bills and protect your financial security, there are a few alternatives you may want to pursue. Nappa, Monterosso & Poznansky, LLP, is the largest workplace injury law firm on Staten Island. Here, we explain other options for covering costs of workplace injuries when an employer doesn\u2019t have coverage.File a Lawsuit Against Your EmployerIn New York, injured workers generally are prohibited from suing their employers if they collect workers\u2019 compensation benefits. However, if your employer fails to carry workers\u2019 compensation insurance; you may file a personal injury lawsuit against them if you\u2019re injured on the job.One benefit of filing a personal injury lawsuit is that in addition to seeking compensation for medical bills and lost wages, you can sue for non-economic damages such as pain and suffering. In these types of cases, workers\u2019 compensation attorneys and personal injury lawyers often collaborate to help their clients maximize the compensation they may be entitled to receive.It\u2019s also important to keep in mind that multiple parties could be liable for damages. For example, if a construction site injury was caused by the negligence of a subcontractor who is not your employer, you may be able to bring a claim against them as well.File a UEF Claim With the New York State Workers\u2019 Compensation BoardAlthough employers who fail to carry workers\u2019 compensation insurance can face hefty civil and criminal penalties, some simply do not follow the law, which is to the detriment of their employees. The state of New York maintains an Uninsured Employers Fund (UEF) for the specific purpose of helping injured workers whose employers do not have workers\u2019 compensation insurance. This is an essential safety net for workers in the greater New York City area and throughout the state, as it can take a significant amount of time for a personal injury lawsuit to be resolved.In addition, New York lawmakers passed a bill that requires the NY Workers\u2019 Compensation Board to name the UEF as the default source of compensation if an employer\u2019s insurer cannot be identified within 10 days of a qualifying work-related injury or illness. This means the UEF will cover your medical bills and wage loss until your employer\u2019s insurer is identified. Once identified, you can file a workers\u2019 compensation claim with their insurance company. Filing a UEF claim can be daunting, so it\u2019s best to have a workers\u2019 compensation lawyer evaluate your case and assist you throughout the process.Why You Need a Workers\u2019 Compensation LawyerWhether you\u2019re considering a personal injury lawsuit against your employer or filing a claim for UEF benefits through the New York Workers\u2019 Compensation Board, it\u2019s important to understand your employee rights and responsibilities.The processes for filing lawsuits and claims are complex. Hiring a workers\u2019 compensation lawyer can help to ensure you avoid common mistakes that could jeopardize your lawsuit or UEF claim. A seasoned workers\u2019 compensation attorney also can help you hold an irresponsible employer accountable while providing the compassionate legal support you need so you can focus on healing and getting back to work.Contact Our NYC Workers\u2019 Compensation Lawyers TodayAt Nappa, Monterosso & Poznansky, LLP, our workers\u2019 compensation lawyers know that uncertainty about how to obtain workers\u2019 compensation benefits after an injury is stressful and overwhelming. You can trust our dedicated team to protect your rights and fight for your interests. As the largest workplace injury law firm on Staten Island, we serve injured workers throughout the greater NYC area. Attorney and partner Rolando Cubela is dedicated to helping Spanish-speaking workers access the legal representation they need. To schedule a free consultation, call us at 718-273-9000 or contact us today."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.sicomplaw.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"What Can I Do if My Employer Doesn\u2019t Carry Workers\u2019 Compensation Insurance In New York?","item":"https:\/\/www.sicomplaw.com\/blog\/what-can-i-do-if-my-employer-doesnt-carry-workers-compensation-insurance-in-new-york\/#breadcrumbitem"}]}]