In some industries, the fear of being injured in the workplace is always present. Most New Yorkers are aware that they may be entitled to workers' compensation benefits in the event that they are injured on the job. However, the burdensome process thrust upon those seeking these benefits sometimes deters them from pursuing the process to the fullest extent. This is unfortunate, as it can leave an injured worker without the money he or she needs to cover medical expenses and lost wages while he or she focuses on reclaiming his or her health and returning to work.
We've mentioned numerous times on this blog that every profession faces risk of injury. Even those that seem extremely safe can leave workers harmed. Repetitive stress injuries, for example, can toll after a significant period of time even if the activity, when conducted once, is not considered strenuous. But you don't have to take our word for it. The Bureau of Labor Statistic compiles a list of workplace injuries that occur in nearly every profession.
Readers of this blog know that just about any profession can pose a risk to one's safety and well-being. However, there are some professions that tend to be more dangerous than others. Amongst these professions is construction worker. These men and women often perform their job duties at heights and near moving vehicles. They also operate heavy machinery that, when improperly kept or operated negligently, can cause serious injuries and death.
Employees tend to have certain expectations in the workplace. But nobody expects to be injured on the job. Yet, every day, unsuspecting New Yorkers are put in harm's way and suffer workplace injuries as a result. Generally speaking, those who are injured in workplace accidents qualify for workers' compensation benefits. This is important because these benefits can help individuals secure money to help them cover their medical expenses and rehabilitative costs, as well as recoup a portion of their lost wages. For many New Yorkers, workers' compensation benefits are a true financial lifesaver while they focus on reclaiming their health and getting back to work.
Many New Yorkers take their jobs for granted. Therefore, when they suddenly lose their job, they find themselves on uncertain financial footing. The same holds true for those who are injured in workplace accidents. In nearly every case, workplace accident victims are completely surprised by the incident, which means they are totally unprepared to deal with the damages this incident can cause. This means these victims may struggle to find a way to pay for unexpected medical expenses, and they might have difficulty paying for their everyday living expenses when their wages are cut off due to their inability to work.
On its face, workers' compensation seems like a simple concept: an individual is injured on the job and, as a result, he or she receives compensation while he or she is unable to work. While this basic explanation is accurate to a point, there are many intricacies to the workers' compensation program that can make many claims much more challenging to resolve. Most New Yorkers are protected through their employer's privately held workers' compensation insurance, but those working in the public sector may have to deal with different entities.
Many New Yorkers take their safety for granted. However, many of us find ourselves in danger as an everyday part of our lives. This is especially true for construction workers. These men and women may perform their job duties in close proximity to machinery that can pinch and crush them, or they may be struck by passing traffic that fails to slow down or move over to provide the room to work. The hazardous situations these workers can face are almost limitless, which is why strict safety regulations are in place.
As previously discussed on this blog, accidents in the workplace can and do occur in every profession. Oftentimes, these incidences occur more frequently than we are aware. One would think that this fact would give way to increased safety measures and, in turn, more safe workplaces. However, a study recently released by the Bureau of Labor Statistics paints a grim portrait of America's workplace safety.
Accidents happen, but they can also be the cause of financial hardships. Workers' compensation benefits can be a real boon to injured workers who are struggling to make ends meet. It can provide periodic and consistent payouts that help an injured individual recoup lost wages and pay for unexpected medical expenses. Although it may seem like recovering these benefits is automatic upon injury, this is far from the truth. In fact, many New Yorker's see their workers' compensation claims denied, thereby necessitating an appeal.
New Yorkers who have been injured on the job have two very important matters on their minds. The first is finding the financial stability their family needs, and the second is recovering back to health so that they can get back to work. The workers' compensation system seeks to provide financial relief while injured workers focus on reclaiming their health, but the matter can be complicated by a number of legal issues.