Construction is a year-round industry in New York. Those funding construction projects often want their structures built as quickly and as cheaply as possible. This rush to stay on schedule and on budget can cause workplace errors to occur that leave construction workers susceptible to injuries. Even those workplaces that are deemed safe can see accidents that result in injuries.
It goes without saying that an injury in the workplace can impose physical and financial imitations on an individual. However, few recognize that being injured on the job and all of the ramifications any resulting injuries can have may result in the imposition of emotional harm, too. Injured workers can find themselves overwhelmed with financial issues that have been unexpectedly thrust upon them, which can leave them scrambling to make ends meet. This is true even when workers' compensation benefits are recovered because these benefits usually don't cover the full extent of one's losses.
There are a number of professions that are inherently dangerous. Police officers, firefighters and members of the military often put their own safety and well being on the line in order to appropriately carry out their job duties. Those who work in construction-related fields also face workplace dangers. Although these risks may not be as frequent or as serious as those faced by police officers and firefighters, they can still cause serious injuries and, in some instances death.
Being injured on the job is no small thing. After all, it may mean that you suffer an extensive amount of physical pain, and your injuries may require medical treatment. Making matters worse, your injuries may be severe enough to prevent you from working. In these instances, you may miss out on much needed wages, thereby putting yourself and your family in a precarious financial position.
In some industries, the fear of being injured in the workplace is always present. Most New Yorkers are aware that they may be entitled to workers' compensation benefits in the event that they are injured on the job. However, the burdensome process thrust upon those seeking these benefits sometimes deters them from pursuing the process to the fullest extent. This is unfortunate, as it can leave an injured worker without the money he or she needs to cover medical expenses and lost wages while he or she focuses on reclaiming his or her health and returning to work.
We've mentioned numerous times on this blog that every profession faces risk of injury. Even those that seem extremely safe can leave workers harmed. Repetitive stress injuries, for example, can toll after a significant period of time even if the activity, when conducted once, is not considered strenuous. But you don't have to take our word for it. The Bureau of Labor Statistic compiles a list of workplace injuries that occur in nearly every profession.
Readers of this blog know that just about any profession can pose a risk to one's safety and well-being. However, there are some professions that tend to be more dangerous than others. Amongst these professions is construction worker. These men and women often perform their job duties at heights and near moving vehicles. They also operate heavy machinery that, when improperly kept or operated negligently, can cause serious injuries and death.
Employees tend to have certain expectations in the workplace. But nobody expects to be injured on the job. Yet, every day, unsuspecting New Yorkers are put in harm's way and suffer workplace injuries as a result. Generally speaking, those who are injured in workplace accidents qualify for workers' compensation benefits. This is important because these benefits can help individuals secure money to help them cover their medical expenses and rehabilitative costs, as well as recoup a portion of their lost wages. For many New Yorkers, workers' compensation benefits are a true financial lifesaver while they focus on reclaiming their health and getting back to work.
Many New Yorkers take their jobs for granted. Therefore, when they suddenly lose their job, they find themselves on uncertain financial footing. The same holds true for those who are injured in workplace accidents. In nearly every case, workplace accident victims are completely surprised by the incident, which means they are totally unprepared to deal with the damages this incident can cause. This means these victims may struggle to find a way to pay for unexpected medical expenses, and they might have difficulty paying for their everyday living expenses when their wages are cut off due to their inability to work.
On its face, workers' compensation seems like a simple concept: an individual is injured on the job and, as a result, he or she receives compensation while he or she is unable to work. While this basic explanation is accurate to a point, there are many intricacies to the workers' compensation program that can make many claims much more challenging to resolve. Most New Yorkers are protected through their employer's privately held workers' compensation insurance, but those working in the public sector may have to deal with different entities.