When one considers all the body parts and organs that are critical to our day-to-day functioning, as well as the number of diseases and injuries that can suddenly strike them, it can be easy to become paranoid. Tragically, many New Yorkers find themselves battling serious illnesses that leave them unable to perform what were once easy daily tasks. These individuals may even be rendered unable to work, which means that they may suffer from lost wages at a time when their medical expenses are multiplying exponentially. Fortunately, Social Security disability benefits may be available to help them in their financial time of need.
The onset of an unexpected medical condition can turn an individual's life upside-down. Not only may he or she be faced with extensive medical expenses, but his or her health may decline to the point where he or she is unable to work. Without a wage, these disabled individuals can struggle to pay their bills and keep food on the table. This is wholly unacceptable, which is why the Social Security disability system exists. When successfully claimed, SSD benefits can provide monthly compensation to help disabled individuals find the financial security they need and deserve.
As previously discussed in this blog, many Social Security disability claims are denied. There is a variety of reasons for this, but in most instances, disabled individuals are unable to convince a claims adjudicator that his or her medical condition meets federal requirements necessary to be deemed disabled. Other claimants see their claims denied due to their lack of work history or a filing error. Regardless of how it comes about, a denial can leave a disabled person desperate for the assistance they need.
No one expects to become disabled. Yet, every year a significant portion of the population finds themselves with a debilitating injury or illness that renders them unable to work. For these individuals, their financial security can be put in jeopardy. Not only are they unable to obtain a wage, but they are usually also in need of significant medical treatment. This is why it is critical for these individuals to seek Social Security disability benefits, which may provide them with money to help cover their lost wages and medical expenses.
Going through the process of qualifying for Social Security disability benefits can be tiring. The adjudication process can be long and drawn out, especially when a denied claim needs to be appealed. This can be frustrating on many fronts. After all, disabled individuals who suffer from an injury or illness that leaves them unable to work need financial assistance in order to make ends meet. This can be especially hard to deal with when an individual suffers from a severe medical condition that, on its face, is obviously disabling.
Cancer is something that we all hate to think about. Yet, at one point or another, it will touch most of us in a very personal way. For those of us who are unlucky enough to contract the disease, our lives can be turned upside-down. Not only can it affect our health, but it also can affect our daily activities, including going to work. Those who find themselves so sick that they are unable to work likely face another challenge: paying their bills. With unexpected medical expenses and lost wages, cancer sufferers may find themselves overwhelmed, not knowing where to turn for help. Fortunately, relief may be found through Social Security disability if an individual meets the Social Security Administration's definition of "disabled" for his or her condition.
Many people believe they automatically qualify to receive Social Security Disability benefits because they have taxes taken out of their paychecks and are unable to work. The eligibility requirements for SSDI are much more complex than that. Anyone who is considering filing a claim to receive SSDI should first understand the following criteria.
It is that dreaded time of year: time to file your federal income tax forms as well as your New York state forms. No one looks forward to it, but it has to be done.